Discounted Jumbo Mortgage Rates in Santa Clara County

Most special loan programs stop at the conforming loan limit. This one goes further — offering reduced jumbo mortgage rates for certain eligible Santa Clara County properties. If the property qualifies and you qualify for a normal jumbo loan, you get the discount.

How It Works

1. Enter a Santa Clara County address in our tool.
2. See if the property is eligible for a discounted jumbo rate.
3. Apply as you would for any jumbo loan — the discount is automatically applied.

Who Can Benefit

Buyers purchasing an eligible home with a jumbo loan, homeowners refinancing an eligible property, and real estate agents helping clients save.

Areas We Serve in Santa Clara County

San Jose, Santa Clara, Sunnyvale, Mountain View, Palo Alto, Cupertino, Milpitas, Los Gatos, Campbell, Saratoga, Morgan Hill, and Gilroy.

Frequently Asked Questions

Who qualifies for the discounted jumbo rate?

If the property is in an eligible area and you meet standard jumbo loan requirements, you qualify for the discount.

What loan sizes are considered "jumbo"?

Anything over $806,500 and under $3 million, depending on your scenario.

How do I get started?

Enter an address to confirm eligibility and request a custom quote. Andrew or his team will follow up to finalize details.